"SPDR Bloomberg 1-3 Month T-Bill UCITS ETF (acc)" is an exchange-traded investment fund (ETF). It refers to the Bloomberg US Treasury Bills 1-3 Month Index. This index reflects the development of stocks . The ETF replicates its index using physical replication with sampling, so it contains the most important securities of its reference index. The ETF's earnings (dividends) are automatically reinvested (accumulated). The fund company SPDR claims a total expense ratio (TER) of 0.10% per year. The yearly average divergence from the index performance (Tracking Difference) since 2020 was 0.10% per year. Therefore, the investor's costs for this ETF were exactly as specified by the TER.